Text Size A A A A

Routing Number: 221572838

Privacy Policy

  print version

FACTS


    What does DFC do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Doral Financial Corporation (DFC) chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does DFC share? Can you limit this sharing?

For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 YES NO

For our marketing purposes--
to offer our products and services to you

 YES NO
For joint marketing with other financial companies YES NO

For our affiliates' everyday business purposes--
information about your transactions and experiences

 YES NO
For our affiliates' everyday business purposes--
information about your creditworthiness		 YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you NO We don't Share


To limit our
sharing		 • Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Questions? Call 787-749-7000 or 1-877-336-7251, or go to www.doralbank.com.



Who we are
Who is providing this notice? Doral Financial Corporation, its subsidiaries and affiliates including but not limited to: Doral Bank, Doral Mortgage LLC, Doral Insurance Agency Inc, Doral Bank FSB (New York) and   Doral Money, Inc.
What we do
How does DFC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does DFC collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • apply for a loan
  • use your credit or debit card
  • apply for insurance

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness.
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial services companies such as Doral Bank, Doral Mortgage LLC, and Doral Insurance Agency, Inc.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • DFC does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies and insurance carriers.
 

 

 
The insurance products are not a deposit, not insured by the FDIC, not insured by any Federal Government Agency, not guaranteed by the bank or an affiliate, and may go down in value.